Jersey City, located in the heart of New Jersey, is a bustling metropolis with heavy traffic. With the increasing number of vehicles on the road, car accidents are an unfortunate reality. It’s important for every resident and visitor to understand the laws pertaining to car accidents in this city.

In Jersey City, like all other parts of New Jersey, drivers are required by law to have auto insurance. This is a “no-fault” state which means that regardless of who caused the accident, your own insurance company will compensate you for minor injuries and damages to your vehicle. However, it’s essential to note that this does not exempt the at-fault driver from bearing responsibility; they can still be sued for severe injuries or significant property damage.

Directly after an accident occurs, it’s crucial that all involved parties remain at the scene until law enforcement arrives. Leaving the scene prematurely could result in hit-and-run charges which carry heavy fines and potential jail time. Additionally, those involved should exchange contact and insurance information while waiting for police officers so they can file accurate reports.

When law enforcement arrives at an accident scene in Jersey City, they’re responsible for investigating what happened and filing a report. This report typically includes details about how the accident occurred as well as any apparent injuries or damages sustained by those involved.

One key aspect of New Jersey’s car accident laws is its statute of limitations – essentially a deadline by which legal action must be taken following an incident. In New Jersey, you have two years from the date of a car accident to file a lawsuit against another party if you suffer personal injury or property damage due to their negligence.

If you’ve been involved in an auto collision within Jersey City limits where another driver was clearly at fault or negligent (for instance: speeding), then under comparative negligence rules you may be able to recover some compensation even if you were partially responsible for causing it yourself.

Lastly but importantly is understanding uninsured and underinsured motorist coverage. In Jersey City, drivers have the option to purchase uninsured/underinsured motorist coverage as part of their auto insurance policy. This can provide protection in cases where the at-fault driver does not have sufficient insurance to cover your losses.

Understanding these laws can help you navigate through the aftermath of a jersey city car accident lawyer. However, it is always advisable to seek legal advice from an experienced attorney who specializes in car accidents if you find yourself involved in one. They will be able to guide you through the process and ensure that your rights are protected.

Brach Eichler Injury Lawyers
239 Washington St Suite 307, Jersey City, NJ 07302
201-583-5765